At minimum, you must have your own United States automobile liability policy in order to rent a vehicle. We cannot sell or provide this coverage. If you do not have a liability policy, please do not make a reservation.
If you have your own full coverage insurance, including comprehensive and collision insurance, you do not need to purchase any additional insurance from us. Please be prepared to show your insurance declarations at the time of your rental pickup. Your insurance agent can easily provide this document.
If you do not have a full coverage insurance policy that will cover the rented vehicle for comprehensive and collision damage, you are required to purchase Renter's Collision Protection (RCP). Please be prepared to show proof of an active full coverage policy if you do not want to purchase RCP.
RCP is available on all rentals. This insurance provides you, the renter, with up to $20,000 of collision and most types of comprehensive coverage on claims in excess of $1000 only. The deductible is $250. RCP is primary insurance. Even if you purchase RCP, you must still have your own personal automobile liability insurance. RCP covers our rental vehicle only, not any liability that you may have to others in the event of any accident or incident.
If you have your own full coverage insurance policy, you do not need to purchase RCP.